APEX Commission Levels

How do we give away more than 100% of commissions?

Well, first off, we don't give it away. You earn it by writing business.

Most agents don’t realize how final-expense comp is structured.

Most carriers pay hefty upfront commissions in the hopes you'll help that business stay on the books.

That’s why you’ll see numbers over 100%.

It simply reflects that carriers pay well above the first-year premium

to incentivize distribution and long-term persistency.

Apex pays top commissions, because we run lean,

we don’t have a bloated hierarchy, and we don’t play games with watered-down contracts.

At Apex, we have affordable fresh, exclusive leads,

we teach agents to write tons of business,

we pay higher comp, and

we teach agents how to keep the chargebacks away,

That’s why our agents consistently earn more per policy than they do anywhere else.