Terms of Service

Last Updated: January 8, 2026

1. Acceptance of Terms

By accessing this website, submitting your information, or using the services provided by Apex Senior Benefits (“Company,” “we,” “us,” or “our”), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use this website or submit your information.

2. Services Provided

Apex Senior Benefits provides insurance-related services and communications, including:

Communication with insurance agents for onboarding, training, and operational purposes

Communication with consumers who request insurance information or appointments

Appointment confirmations, reminders, follow-ups, and related service communications

We do not guarantee the availability, timing, or outcome of any insurance services.

3. SMS Text Messaging Terms

By providing your phone number and consenting to receive SMS messages, you agree to receive text messages from Apex Senior Benefits related to insurance information, appointments, or agent communications.

SMS Terms:

Message frequency may vary

Message and data rates may apply

Consent to receive SMS messages is not a condition of purchase

You may opt out at any time by replying STOP

You may reply HELP for assistance

We only send SMS messages to individuals who have provided explicit opt-in consent.

4. User Responsibilities

By using this website or submitting your information, you agree that:

All information you provide is accurate and truthful

You are authorized to provide the phone number and contact information submitted

You will not use this website or services for unlawful or prohibited purposes

You are responsible for any carrier charges incurred as a result of receiving SMS messages.

5. Opt-Out & Termination

You may opt out of SMS communications at any time by replying STOP to any message. Upon opting out, you will no longer receive SMS messages unless you subsequently re-consent.

We reserve the right to suspend or terminate communications if misuse, abuse, or compliance concerns arise.

6. Privacy

Your use of this website and services is also governed by our Privacy Policy. Please review it carefully to understand how we collect, use, and protect your information.

7. No Guarantees

We make no guarantees regarding message delivery, service availability, or response times. SMS delivery is subject to carrier and network availability.

8. Limitation of Liability

To the fullest extent permitted by law, Apex Senior Benefits shall not be liable for any indirect, incidental, consequential, or special damages arising out of or related to the use of this website, services, or SMS communications.

9. Modifications to Terms

We may update these Terms of Service at any time. Changes will be posted on this page with an updated effective date. Continued use of the website or services constitutes acceptance of the revised terms.

10. Governing Law

These Terms of Service are governed by and construed in accordance with applicable state and federal laws, without regard to conflict of law principles.

11. Contact Information

For questions regarding these Terms of Service, contact:

Apex Senior Benefits
Email: [email protected]
Phone: 402-304-3122